The stock price had ended Friday in the green, 12% up, reacting positively to the good set of numbers for Q3FY16. The company posted a good 20% (YoY) rise in net profit at Rs.375 crore and this was on the back of a 16% jump in total income at Rs.2548 crore. NII was at Rs.1300 crore, up 24%. Its cost to income was at 23%, almost same as that posted year ago. Its employee strength stands at 17,398, including 10,604 field executives from 16,608 in Q2 FY16.

Its Assets Under Management (AUM) stood at Rs 66,538.35 crore as compared to Rs 57,083.52 crore a year ago, up 17% (YoY). Of this AUM, maximum – 48.2% is for HCVs, 21.3% for M&LCVs, 23.4% for passenger vehicles, 5.4% for tractors. Gross NPA has come down from 4.18% to 3. 59% (QoQ) and Net NPA had come down to 0.74% from 0.93%. Its coverage ratio was at 80.19% v/s 79.99% (YoY) and CRAR was at 18.47% v/s 21.07%.